Queen Anne’s County Tornado Victims Donation Site Established

QUEEN ANNE’S COUNTY DEPARTMENT OF EMERGENCY SERVICES
July 25, 2017

An official donation site has been set up for victims of the Kent Island Tornado event which occurred on July 24th 2017.

The collection site will be located at the Kent Island United Methodist Church, 2739 Cox Neck Road Chester, Maryland 21619.

Donations will be accepted Monday through Fridays, 9:00 am thru 5:00 pm at the church office building. For more information contact Pastor Amor Woolsey at 410-643-5361 or by email at amor@kiumc.org

At this time, clothing will not be accepted.

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Queen Anne’s County Residents: If Storms Damaged Your Property, Follow These Steps

Maryland Insurance Administration
July 25, 2017

Following strong storms and a tornado that damaged homes in Queen Anne’s County this week, many residents may be asking, “Will my homeowners insurance pay for the damage?”

Insurance Commissioner Al Redmer, Jr. says each homeowner should look at their homeowners policy or talk with a representative from their insurance company to find out what the policy specifically covers and doesn’t cover. Homeowners should also find out what the policy deductible is, and any dollar limits on the amount of damage the policy will cover.

Queen Anne’s County residents can follow these guidelines to help with any insurance claims they may file:

• Contact your insurance company or agent immediately.
• Take photographs or video footage of any damage.
• If you have to relocate, even temporarily, make sure your insurance company or agent knows how to reach you.
• Before you remove any damaged property from the premises, be sure an insurance adjuster or your agent has seen it first.
• Keep all receipts for emergency repairs and for temporarily living expenses.
• Make only those repairs necessary to prevent any further damage to your home or business. Do not make permanent repairs without consulting your agent or company, as unauthorized repairs may not be reimbursable.
• Obtain estimates of the damage to the property from at least two licensed contractors, if available. Check with the Home Improvement Commission to confirm that they are licensed. They can be reached at (410) 230-6309 or (888) 218-5925.
• Make a detailed list of all damaged property.
• If your insurance company denies any part of your claim, keep all of the paperwork they send you. If your area is declared a disaster by the federal government, you may be eligible to file for federal relief by providing that proof. Residents can also file a complaint with the Insurance Administration: 410-468-2340 or by visiting our website: insurance.maryland.gov/Consumer/Pages/FileAComplaint.aspx
• If you hire a public adjuster, understand that your insurance company is not obligated to follow what a public adjuster determines to be your loss.
• Read your policy carefully so you understand what is covered and what is not.

For more information, visit the Maryland Insurance Administration’s website, www.insurance.maryland.gov. Look for the link to “Insurance Preparedness for Natural Disasters”, under “Hot Topics.”

Although the terms of your actual policy will determine if the damage you have incurred is covered, generally many homeowners policies will:

• Provide coverage for damage to your home and the contents of your home if a tree (even if it is your neighbor’s tree) falls on your home or other insured structure, such as a fence or a detached garage. If your neighbor’s tree was dead and the neighbor knew it was dead, then your homeowners insurance company may seek reimbursement from your neighbor for the claim. This is called, “subrogation.” Remember though, that the amount of coverage will be determined by your policy’s dollar limits. Your homeowners policy may also pay a limited amount (usually between $500 and $1,000) to remove the tree from your property. The amount paid for tree removal is typically based on the event and not the number of trees that fall. This means that you will receive the same amount of money whether one tree falls or if 10 trees fall.
• Provide some coverage for the cost of tree removal. Many policies pay a limited amount (usually between $500 and $1,000) to remove the tree(s) from your property, whether the tree damages an insured structure or just falls in your yard. The amount paid for tree removal is typically based on the event and not the number of trees that fall. This means that you will receive the same amount of money whether just one tree falls, or if 10 trees fall.
• Provide some coverage for damage to your trees, shrubs or plants in certain very limited circumstances, such as fire, lightning or vandalism; damage from snow, ice or wind is generally not covered. Generally, the amount that your homeowners policy will pay is limited to 5% of the coverage of the structure (this is called your Coverage A), and is capped at $500 for any one item.
• Not provide coverage for damage to your car if the tree falls on it. If you have comprehensive coverage on your automobile though, then your automobile policy may pay for the damage.

Additionally, your local municipality may arrange for debris removal after a major storm that affects a large area. Watch for information in the newspaper or listen to the radio for details. If there is debris removal by a government jurisdiction, you may need to sign a Right of Entry form granting permission to come onto your property and remove the debris. Before the debris is removed, you should photograph all damaged property because your policy will likely require you to prove your loss.

You should review your insurance policy annually to make sure that you have the appropriate coverage. For more information regarding your homeowners insurance policy, read the Maryland Insurance Administration’s information about homeowners and renters insurance located on our website www.insurance.maryland.gov.

About the Maryland Insurance Administration
The Insurance Administration is an independent State agency charged with regulating Maryland’s $28.5 billion insurance industry. For more information about the Insurance Administration, please visit www.insurance.maryland.gov or follow us on Facebook at www.facebook.com/MDInsuranceAdmin or Twitter at @MD_Insurance.

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Soroptimist International of Kent and Queen Anne’s Counties Meet and Greet – August 5, 2017


The Soroptimist International of Kent and Queen Anne’s Counties is having a “” Meet and Greet at Nana’s Niche, Saturday, August 5 from 10 am to 2 pm. It is part of the First Saturday in Galena.

If you would like to volunteer and make a difference in the lives of women and girls, we hope you will become a part of our organization.

Also, if you have been collecting “Redner’s Save A Tape” receipts, you can drop them off at Nana’s Niche.

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Hope Fellowship Annual Community Clothing Giveaway

Hope Fellowship Annual
Community Clothing Giveaway
Saturday, August 19, 2017 – 8AM to 11AM

Donations accepted: August 14th thru August 19th, 2017

For more info: 410-778-3577 / office@ctownhope.com
www.ctownhope.com

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Kent County Public Library Prepares to Implement New Consortium Catalog System

Kent County Public Library
July 25, 2017

Kent County Public Library is pleased to announce that it has entered into a regional library consortium with library systems from Caroline, Dorchester, Kent, Queen Anne’s, Somerset, Talbot, Wicomico and Worcester counties, and the Eastern Shore Regional Library (ESRL). The Eastern Shore Library Consortium will bring library users better access to library materials throughout the region via a new consolidated library catalog system.

Benefits of the new catalog include:
• Streamlined Access – Easily request library materials from all eight participating systems.
• Faster Delivery – Materials requested through the catalog will arrive quickly – often within 24 hours.
• Searchable eLibrary Items – Digital audiobooks, ebooks, and other online resources will be included in the catalog.
• More Efficient Behind-the-Scenes Processes – Streamlined logistics will result in better service to the community.

KCPL’s current catalog will go off-line on Friday, August 11th and the new catalog will go live on Thursday, August 17th 2017. In order to help make this a smooth transition, we strongly encourage you to:
• Take Advantage of Extended Borrowing with No Fines – No items will be due while the catalog is off-line. Check-out books and other items before August 11th and return them after August 19th.
• Bring Your Library Card – While we can usually look up your account with photo ID, you will need to bring your actual library card to check-out during the transition. If you’ve lost your card, please request a replacement card before August 11th.

KCPL will strive to make the transition to the new catalog system as seamless as possible. However, several regular services will be temporarily unavailable.

While the catalog is off-line, we will NOT be able to:
• Check-in Items – Materials returned during the transition week will remain on your account until the new system goes live. We encourage you not to return items August 10th-19th.
• Edit Account Information – Renewing items, paying fines, updating personal information, and other account edits will not be possible during the transition.
• Place or Fill Hold Requests – Beginning August 1st, we will be unable to place or process hold requests. Interlibrary loan services will also be unavailable. We will resume these services as soon as possible once the new catalog is in place.
• Guarantee Access to eLibrary Resources – There is a possibility that some eLibrary resources may be inaccessible during or immediately following the transition.

If you have questions or need help during or after the transition, please stop by or call Kent County Public Library at 410.778.3636. We look forward to implementing the new catalog and appreciate your patience during the process!

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Chester River Bridge Work with Lane Closures Scheduled for July 25, 2017

July 24, 2017

Weather permitting, the Maryland Department of Transportation State Highway Administration will perform some minor patching on the MD 213 bridge over Chester River in Chestertown on Tuesday, July 25. This work requires a single lane closure from 7 a.m. to 3 p.m.

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